Ryan S. Ponsford

The world of financial advice and investment management is a wildly misunderstood industry. Many of us are under the assumption that their role is to help you make money and create wealth. Sorry to break it to you, but it’s just not the case. It took me over a decade of being undercover in the industry to even recognize what it’s really about, and another decade to figure out what to do about it. (Yes, I’m slow.) Maybe these cliff notes will come in handy for one or two

At any point in life it seems we can look back and wish we knew back then what we know now. If knew back in high school what I know now, I would have done some things differently. If I knew in college what I know now, I would have altered a few decisions. My first job, if only I’d known. My first failed business endeavor, I would have, could have, and should have… Life is full of lessons and experiences, and in most cases the lessons come after we’re given the test. It’